Florida's homeowners insurance market is in crisis. Rising sea levels, severe storms, and soaring rebuild costs are driving insurers out and premiums up. As a Florida real estate broker since 1984, I've witnessed these challenges firsthand. In this article, we'll explore the impact of climate change, FEMA's role, and crucial steps homeowners can take to protect their investments, including:
Roof replacements: Why older roofs are a liability.
Hurricane preparedness: Strengthening your home against storms.
Understanding insurance: Navigating FEMA, Citizens, and flood zones.
Whether you're buying, selling, or simply staying put, this guide offers essential insights for navigating Florida's changing real estate landscape.